Terms & Conditions

By accessing and using the website or services of Sahaj Wealth Private Limited ("Company", "we", "us", or "our"), you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our services. These terms apply to all visitors, clients, and others who access or use our services. We reserve the right to update or modify these terms at any time without prior notice. Continued use of our services after such changes constitutes your acceptance of the revised terms.

Sahaj Wealth Private Limited is a SEBI-registered Investment Advisor (RIA) and IRDAI-licensed Insurance Distributor. Our services include, but are not limited to: • Investment advisory and portfolio management consultancy • Distribution of Mutual Funds and other investment products • Insurance product distribution and advisory • Corporate funding consultancy and debt syndication • Financial planning and goal-based advisory All investment recommendations are based on the client's risk profile, financial goals, and investment horizon. Past performance is not indicative of future results. Investments in securities markets are subject to market risks.

As a client or user of our services, you agree to: • Provide accurate, complete, and up-to-date information for KYC and risk profiling • Notify us promptly of any material changes in your financial situation or investment objectives • Review all investment-related documents, product brochures, and risk disclosures before investing • Maintain confidentiality of your account credentials and not share them with third parties • Use our services only for lawful purposes and in compliance with all applicable laws and regulations

IMPORTANT: The following disclaimers apply to all our services: • Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. • The NAV of Mutual Fund units may go up or down based on market conditions. • Insurance is the subject matter of the solicitation. Please read the policy document carefully before concluding a sale. • Unlisted shares and AIF investments carry higher risk and may have limited liquidity. • Past performance of any investment product does not guarantee future returns. Sahaj Wealth Private Limited is not responsible for any losses arising from investment decisions made based on information provided on this website.

Our fee structure is transparent and disclosed upfront: • Advisory fees (for RIA services) are charged as a flat fee or percentage of AUM as specified in the client agreement. • Mutual Fund distribution is commission-based as per AMFI guidelines. • Insurance distribution commissions are as disclosed in the product brochures. • Corporate funding fees are disclosed separately in the engagement letter. All applicable taxes (GST etc.) are charged additionally. Fee details are provided in the client agreement before onboarding.

All content on this website, including but not limited to text, graphics, logos, images, data compilations, and software, is the property of Sahaj Wealth Private Limited and is protected under applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.

To the maximum extent permitted by applicable law, Sahaj Wealth Private Limited shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of our services. Our total liability shall not exceed the fees paid by you for the specific service in question during the preceding 12 months.

These Terms and Conditions shall be governed by and construed in accordance with the laws of India. Any disputes arising out of or relating to these terms shall be subject to the exclusive jurisdiction of courts in New Delhi, India. We encourage amicable resolution of disputes through mediation before resorting to litigation.

For any queries regarding these Terms and Conditions, please contact: Sahaj Wealth Private Limited 123 Wealth Avenue, Financial District, New Delhi – 110001 Email: legal@sahajwealth.com Phone: +91 98765 43210