Debt Solutions

Capital Gain Bonds (54EC)

Save tax on Long-Term Capital Gains by investing in government-backed 54EC bonds — a safe, compliant, and efficient way to defer and reduce your tax liability.

What We Offer

01

LTCG Tax Exemption

Invest up to ₹50 lakh in 54EC bonds within 6 months of asset sale and claim full exemption on long-term capital gains.

02

Government-Backed Safety

54EC bonds are issued by NHAI and REC — PSU institutions with sovereign-grade credit ratings.

03

5-Year Lock-In Period

Bonds have a mandatory 5-year lock-in, after which proceeds are tax-free.

04

Fixed Interest Rate

Earn a fixed annual interest (currently ~5%) while your capital gains tax is fully deferred.

05

Eligible for All Capital Assets

Applicable on gains from sale of property, land, commercial real estate, and other long-term capital assets.

06

End-to-End Application Support

We handle the entire application, form-filling, and bond allotment process on your behalf.

Why Choose Sahaj Wealth?

We combine technology with personalised advice to deliver outcomes you can count on.

Open Account
  • Save up to ₹15 lakh+ in LTCG tax with a single investment
  • Fully government-backed with zero default risk
  • Simple, paperless application process
  • Expert guidance on eligibility and timelines
  • Assistance with Form 15H/G for interest exemptions
  • Post-allotment tracking and statement support
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