Debt Solutions

Government Securities

Invest in India's sovereign debt instruments — G-Secs and State Development Loans — for risk-free, long-term income with attractive yields and complete capital safety.

What We Offer

01

Central Government Bonds

Invest in dated Government Securities (G-Secs) with maturities ranging from 1 to 40 years at competitive yields.

02

State Development Loans (SDL)

State government bonds offering 25–50 bps higher yields than central G-Secs for marginally higher returns.

03

Zero Credit Risk

G-Secs are backed by the full faith of the Government of India — default is constitutionally impossible.

04

Regular Coupon Income

Bi-annual interest payments provide a predictable, stable income stream for long-term investors.

05

RBI Retail Direct Access

Access the primary G-Sec market directly at RBI auctions through the Retail Direct platform without intermediary costs.

06

Liquid Secondary Market

G-Secs have a deep, liquid secondary market — exit positions quickly at transparent market prices.

Why Choose Sahaj Wealth?

We combine technology with personalised advice to deliver outcomes you can count on.

Open Account
  • Highest possible credit quality — sovereign guarantee
  • Excellent for long-term liability matching and goal-based planning
  • Tax-efficient for certain investor categories
  • Benchmark yields drive the entire Indian bond market
  • Ideal for retirees, trusts, and institutions needing safety
  • Expert duration management and portfolio construction support
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